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Keyword density helper – This tool comes with a built-in keyword density helper in some ways similar to the likes of SurferSEO or MarketMuse the difference being, ours is free! This feature shows the user the frequency of single or two word keywords in a document, meaning you can easily compare an article you have written against a competitor to see the major differences in keyword densities. This is especially useful for SEO’s who are looking to optimize their blog content for search engines and improve the blog’s visibility.
You can also easily compare text by copying and pasting it into each field, as demonstrated below.
Ease of use
Our text compare tool is created with the user in mind, it is designed to be accessible to everyone. Our tool allows users to upload files or enter a URL to extract text, this along with the lightweight design ensures a seamless experience. The interface is simple and straightforward, making it easy for users to compare text and detect the diff.
Multiple text file format support
Our tool provides support for a variety of different text files and microsoft word formats including pdf file, .docx, .odt, .doc, and .txt, giving users the ability to compare text from different sources with ease. This makes it a great solution for students, bloggers, and publishers who are looking for file comparison in different formats.
Protects intellectual property
Our text comparison tool helps you protect your intellectual property and helps prevent plagiarism. This tool provides an accurate comparison of texts, making it easy to ensure that your work is original and not copied from other sources. Our tool is a valuable resource for anyone looking to maintain the originality of their content.
User Data Privacy
Our text compare tool is secure and protects user data privacy. No data is ever saved to the tool, the users’ text is only scanned and pasted into the tool’s text area. This makes certain that users can use our tool with confidence, knowing their data is safe and secure.
Compatibility
Our text comparison tool is designed to work seamlessly across all size devices, ensuring maximum compatibility no matter your screen size. Whether you are using a large desktop monitor, a small laptop, a tablet or a smartphone, this tool adjusts to your screen size. This means that users can compare texts and detect the diff anywhere without the need for specialized hardware or software. This level of accessibility makes it an ideal solution for students or bloggers who value the originality of their work and need to compare text online anywhere at any time.
In recent years, the financial services landscape has undergone a profound transformation driven by advances in artificial intelligence (AI).
From algorithmic trading to customer service chatbots, the use cases for AI have continued to expand, and nowhere is that more visible than in the realm of online customer reviews.
As major Canadian online banks strive to enhance their digital footprints and differentiate themselves in a competitive market, customer feedback has become a critical barometer of both brand reputation and service quality.
Yet, the rise of sophisticated text-generation models raises an important question: to what extent are “customer” reviews genuinely the product of human experience, and how much are being authored or heavily edited by AI?
In this study, we investigated the prevalence of AI reviews for Canadian online banks — Simplii Financial, Tangerine, Wealthsimple, and PC Financial — from 2018 to 2025.
This study examines the prevalence of AI-generated reviews across four leading Canadian online banking platforms, Simplii Financial, Tangerine, Wealthsimple, and PC Financial, from 2018 to 2025.
Leveraging our proprietary Originality.ai AI detection tool, we analyzed reviews to determine whether they were human-written or AI-generated. Then, we calculated annual rates of AI-authored content for each noted financial institution.
Interested in learning more about the impact of AI on the Canadian financial services sector? Read our analysis of AI Canadian “Big 5” bank reviews.
From 2018 to 2025, the prevalence of AI-generated reviews across these four Canadian online banks rose sharply.
In 2018, reviews at the Canadian online banks studied were primarily human-written:
Only Tangerine registered a non-zero rate of AI reviews (1.0%) in 2018, while Simplii Financial, Wealthsimple, and PC Financial all began at 0.0% AI-generated reviews.
By 2025, each institution — Simplii Financial, Tangerine, Wealthsimple, and PC Financial — saw its AI-authored review rate exceed 10%.
Averaging across all four banks, the mean AI review rate:
Notably, there was a range of changes in AI levels across the institutions. Wealthsimple saw an early uptick in AI reviews around 2021, while Tangerine and Simplii Financial exhibited more gradual rate increases.
Bank-by-bank analysis demonstrated that:
This range of changes suggests that, although all of the studied Canadian online banks have been affected by the surge in synthetic content, certain banks (such as Simplii Financial) have encountered a higher influx of AI-authored feedback.
Early in the period studied (2018), AI-authored content was low or zero, prior to the launch of mainstream AI tools like ChatGPT (in 2022).
However, by 2025, there was a marked increase in AI-generated review rates to an average of almost 12%.
This signals a clear shift in the dynamics of online customer feedback for Canadian digital banks.
These findings underscore a broader industry trend: as text-generation tools have matured, AI-generated reviews have proliferated on financial services platforms.
Canadian online banks now contend with more than one in ten reviews being flagged as AI-authored, a stark contrast to the near-absence of synthetic reviews
For banks, this trajectory highlights the urgent need to bolster review-moderation protocols, incorporate AI detection, and educate customers about the distinction between genuine and AI-assisted feedback.
From a consumer-trust perspective, the rising prevalence of AI-generated reviews presents a two-fold challenge.
First, genuine customers may find it increasingly difficult to differentiate between authentic experiences and AI-crafted testimonials (especially considering studies have shown humans struggle to identify AI), potentially undermining confidence in both the review ecosystem and the institution.
Second, banks may be met with reviews that do not correspond to actual service improvements, skewing their internal performance metrics and strategic decision-making.
To mitigate these risks, financial institutions should transparently disclose their review-moderation practices and incorporate AI detection.
Our analysis of AI-generated review rates across four major Canadian online banks reveals a pronounced industry-wide escalation of synthetic feedback.
As of 2025, more than one in ten Canadian online bank reviews is flagged as AI-authored, with individual institutions’ AI review levels ranging from approximately 11% to 14%.
These findings highlight the urgent need for banks to strengthen AI detection frameworks and communicate clearly with customers about review integrity.
Ultimately, maintaining trust in online reviews will require an ongoing commitment to AI-detection strategies and transparent engagement with all stakeholders in the digital feedback ecosystem.
Wondering whether a post or review you’re reading might be AI-generated? Use the Originality.ai AI detector to find out.
Read more about the impact of AI:
This study analyzed AI-generated customer reviews among Canada's main online banks — Wealthsimple, Simplii Financial, Tangerine, and PC Financial — using web scraping and AI detection tools.
Customer reviews were collected using Python scripts with BeautifulSoup and Requests libraries from platforms like ConsumerAffairs and Trustpilot. The data, including review content and dates, was saved in CSV format.
Reviews with 50+ words were analyzed using the Originality.ai API. An automated script sent review data for analysis, returning AI likelihood scores and binary classifications (AI or human). The script included error handling and retry features for reliability.
Results, including dates, bank names, review texts, and AI scores, were logged and saved periodically. Final datasets were compiled into CSV files for trend analysis from 2018 to 2025.
This method ensured reliable identification of AI-generated reviews, supporting a deeper analysis of trends in Canadian online banking.
No, that’s one of the benefits, only fill out the areas which you think will be relevant to the prompts you require.
When making the tool we had to make each prompt as general as possible to be able to include every kind of input. Not to worry though ChatGPT is smart and will still understand the prompt.
Originality.ai did a fantastic job on all three prompts, precisely detecting them as AI-written. Additionally, after I checked with actual human-written textual content, it did determine it as 100% human-generated, which is important.
Vahan Petrosyan
searchenginejournal.com
I use this tool most frequently to check for AI content personally. My most frequent use-case is checking content submitted by freelance writers we work with for AI and plagiarism.
Tom Demers
searchengineland.com
After extensive research and testing, we determined Originality.ai to be the most accurate technology.
Rock Content Team
rockcontent.com
Jon Gillham, Founder of Originality.ai came up with a tool to detect whether the content is written by humans or AI tools. It’s built on such technology that can specifically detect content by ChatGPT-3 — by giving you a spam score of 0-100, with an accuracy of 94%.
Felix Rose-Collins
ranktracker.com
ChatGPT lacks empathy and originality. It’s also recognized as AI-generated content most of the time by plagiarism and AI detectors like Originality.ai
Ashley Stahl
forbes.com
Originality.ai Do give them a shot!
Sri Krishna
venturebeat.com
For web publishers, Originality.ai will enable you to scan your content seamlessly, see who has checked it previously, and detect if an AI-powered tool was implored.
Industry Trends
analyticsinsight.net
Tools for conducting a plagiarism check between two documents online are important as it helps to ensure the originality and authenticity of written work. Plagiarism undermines the value of professional and educational institutions, as well as the integrity of the authors who write articles. By checking for plagiarism, you can ensure the work that you produce is original or properly attributed to the original author. This helps prevent the distribution of copied and misrepresented information.
Text comparison is the process of taking two or more pieces of text and comparing them to see if there are any similarities, differences and/or plagiarism. The objective of a text comparison is to see if one of the texts has been copied or paraphrased from another text. This text compare tool for plagiarism check between two documents has been built to help you streamline that process by finding the discrepancies with ease.
Text comparison tools work by analyzing and comparing the contents of two or more text documents to find similarities and differences between them. This is typically done by breaking the texts down into smaller units such as sentences or phrases, and then calculating a similarity score based on the number of identical or nearly identical units. The comparison may be based on the exact wording of the text, or it may take into account synonyms and other variations in language. The results of the comparison are usually presented in the form of a report or visual representation, highlighting the similarities and differences between the texts.
String comparison is a fundamental operation in text comparison tools that involves comparing two sequences of characters to determine if they are identical or not. This comparison can be done at the character level or at a higher level, such as the word or sentence level.
The most basic form of string comparison is the equality test, where the two strings are compared character by character and a Boolean result indicating whether they are equal or not is returned. More sophisticated string comparison algorithms use heuristics and statistical models to determine the similarity between two strings, even if they are not exactly the same. These algorithms often use techniques such as edit distance, which measures the minimum number of operations (such as insertions, deletions, and substitutions) required to transform one string into another.
Another common technique for string comparison is n-gram analysis, where the strings are divided into overlapping sequences of characters (n-grams) and the frequency of each n-gram is compared between the two strings. This allows for a more nuanced comparison that takes into account partial similarities, rather than just exact matches.
String comparison is a crucial component of text comparison tools, as it forms the basis for determining the similarities and differences between texts. The results of the string comparison can then be used to generate a report or visual representation of the similarities and differences between the texts.
Syntax highlighting is a feature of text editors and integrated development environments (IDEs) that helps to visually distinguish different elements of a code or markup language. It does this by coloring different elements of the code, such as keywords, variables, functions, and operators, based on a predefined set of rules.
The purpose of syntax highlighting is to make the code easier to read and understand, by drawing attention to the different elements and their structure. For example, keywords may be colored in a different hue to emphasize their importance, while comments or strings may be colored differently to distinguish them from the code itself. This helps to make the code more readable, reducing the cognitive load of the reader and making it easier to identify potential syntax errors.
With our tool it’s easy, just enter or upload some text, click on the button “Compare text” and the tool will automatically display the diff between the two texts.
Using text comparison tools is much easier, more efficient, and more reliable than proofreading a piece of text by hand. Eliminate the risk of human error by using a tool to detect and display the text difference within seconds.
We have support for the file extensions .pdf, .docx, .odt, .doc and .txt. You can also enter your text or copy and paste text to compare.
There is never any data saved by the tool, when you hit “Upload” we are just scanning the text and pasting it into our text area so with our text compare tool, no data ever enters our servers.
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This table below shows a heat map of features on other sites compared to ours as you can see we almost have greens across the board!
Several US newspapers published a list of books credited to real authors that were, in fact, AI hallucinations. Could this have been prevented? We used our proprietary Originality.ai AI Detection and Fact Checking software to find out!
AI & Plagiarism Detector for Serious Content Publishers
(4.4/5 out of 575 reviews)
Originality.ai
64 Hurontario St
Collingwood, Ontario
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